Affordable dental care in Missouri City — insurance and easy financing.

Insurance & Financing Options at Missouri City Dentistry

At Missouri City Dentistry, we believe cost should never be a barrier to excellent dental care. We work with most major PPO dental insurance plans and offer multiple financing options to ensure treatment is accessible and affordable for every patient. We are committed to full transparency — no surprise bills, no hidden fees.

Call 281-747-9988 to Verify Your Benefits | Schedule Online

Dental Insurance We Accept

We are in-network with and accept most PPO dental insurance plans including:

• Aetna PPO
• Ameritas
• Benemax
• Blue Cross Blue Shield of Texas
• Careington
• Cigna PPO
• Delta Dental
• Guardian
• Humana
• Lincoln Financial Group
• MetLife
• Mutual of Omaha
• Principal
• Sun Life
• United Concordia Dental
• UnitedHealthcare
• some Medicare Advantage plans

Do not see your plan listed? Contact us — we will verify your coverage directly with your insurance company. We accept most PPO plans even if not listed above.

In-House Membership Plans — An Alternative to Insurance

For patients without dental insurance, our in-house membership plans make routine and restorative care affordable — no deductibles, no annual maximums, no claim forms. We offer two annual plans, and children enroll at $15/month.

• Standard Plan — $370 per year ($31/month): for patients without gum disease. Includes 2 exams, necessary X-rays, and 2 regular teeth cleanings with fluoride each year, plus 20% off treatments.
• Gum Therapy Plan — $650 per year: for patients managing gum disease. Includes 2 exams, necessary X-rays, and 4 gum-maintenance cleanings with fluoride applied every other visit, plus 20% off treatments.

Ask our team to enroll — the plan often pays for itself the first visit. We do not accept Medicaid, but our membership plans give uninsured patients an affordable way to stay on top of their care.

Dental Financing — No Insurance Needed

We partner with two trusted financing providers to offer flexible monthly payment plans for any dental treatment:

Cherry

Apply in minutes — there is no hard credit check to see if you prequalify. Spread your treatment cost across simple monthly payments. Financing available for qualifying patients.

CareCredit

CareCredit financing available for qualifying treatment. Use it alongside your existing insurance benefits, or on its own.

Forms of Payment Accepted

• All major credit and debit cards (Visa, Mastercard, American Express, Discover)
• Cash and personal checks
• Monthly payment plans through Cherry and CareCredit

Financial FAQs

How much will my treatment cost?

Costs depend on your specific treatment needs and insurance coverage. We provide detailed treatment estimates before starting any procedure and will explain your out-of-pocket costs clearly.

Can I use CareCredit with my insurance?

Yes. CareCredit can cover your remaining balance after insurance pays, or your entire balance if you choose not to use insurance. There is no requirement to use insurance first.

Does Missouri City Dentistry offer a dental membership plan?

Yes. We offer two in-house membership plans: a Standard Plan at $370 per year ($31/month) for patients without gum disease, and a Gum Therapy Plan at $650 per year for patients managing gum disease. Both include exams, necessary X-rays, and cleanings, plus 20% off treatments. Children enroll at $15/month. The plans are designed for patients without insurance and often pay for themselves the first visit — ask our team to enroll.