Good dental care should not feel out of reach because you do not have insurance. At Missouri City Dentistry, we created our own in-house dental savings plan to give patients without insurance a simple, honest way to stay on top of their dental health and save on the treatment they need.

Please note: this is not a dental insurance plan. It is a membership savings plan we offer directly to our own patients — no third party, no middleman. There is no deductible, no waiting period, and none of the confusing percentages and fine print that come with insurance. You pay one straightforward monthly membership fee, your routine visits are included, and you get a discount on the rest of your care.

Want to know which plan fits your family? Schedule online or call our office at 281-747-9988 and our team will walk you through it. Prefer to compare all your options first? See our insurance & financing overview and payment plans.

A Membership Built for Patients Without Insurance

If you have gone without dental insurance, you already know the frustration: coverage you cannot use for months because of waiting periods, benefit caps that run out right when you need them, and claim paperwork that never seems to make sense. Our savings plan skips all of that. You enroll, and your included visits and member discount start right away. It is a 12-month membership designed for patients who pay for their own care and want their routine dentistry handled and their bigger treatment made more affordable, all in one plain-language package.

How Our In-House Savings Plan Works

Two things come with every membership:

Your routine visits are included. Your exams, cleanings, routine x-rays, and fluoride applications for the year are part of your membership — no separate charge at each visit.
You save 20% on your treatment. If you need work beyond your routine visits, members receive a 20% discount on their treatment (some services are excluded — see below).

There is no deductible to meet before it helps, no waiting period before you can use it, and no copays or coverage percentages to decode. It is a 12-month membership, and exclusions and limitations may apply, including orthodontic services.

Our Two Savings Plans

We offer two membership levels so the plan matches your mouth. The difference comes down to your gum health, which we confirm with a quick exam — the Standard plan is for patients without active gum disease, and the Gum Therapy plan is for patients who need ongoing gum-maintenance care.

	Standard Plan	Gum Therapy Plan
Monthly membership	$31 / month	$55 / month
Who it is for	Patients without active gum (periodontal) disease	Patients who need regular gum-maintenance care
Routine exams	Two per year	Two per year
Routine x-rays	One set per year	One set per year
Cleanings	Two routine cleanings per year	Four gum-maintenance cleanings per year
Fluoride	Two applications per year	Two applications per year
Member discount	20% off your treatment*	20% off your treatment*

_{*Exclusions and limitations may apply, including orthodontic services. 12-month membership. This is not a dental insurance plan.}

Standard Plan — $31/month

Our Standard plan is for patients with healthy gums who want their preventive care handled and a discount on anything else. For a low monthly membership, your two exams, one set of routine x-rays, two routine cleanings, and two fluoride applications for the year are included — plus 20% off your treatment. Because this plan is built around routine preventive cleanings, it is available to patients without active periodontal (gum) disease. A quick exam tells us whether it is the right fit for you.

Gum Therapy Plan — $55/month

If you have gum disease that needs ongoing care, more frequent professional cleanings are part of keeping it under control — so we built a plan around that. The Gum Therapy plan includes two exams, one set of routine x-rays, four gum-maintenance cleanings, and two fluoride applications for the year, plus the same 20% discount on your treatment. It is the right plan for patients who need regular gum maintenance rather than standard cleanings. If you are not sure whether you need it, that is exactly what your exam is for.

How Your 20% Member Discount Works

Beyond the visits that come with your membership, members get 20% off their treatment at our office — things like fillings, crowns, and other care your dentist recommends. It is a straight discount off our fee, applied when you are treated. Some services are excluded, including orthodontic services, and exclusions and limitations may apply, so our team will always confirm what the discount covers before treatment.

If you are weighing larger treatment like dental implants, ask us how your member discount works alongside our financing and payment options so we can map out an affordable path together. Sedation is priced the same for every patient (see sedation options), and members who come in for a same-day dental emergency can use it on their care as well.

What’s Included, and What’s Not

Included with your membership: your routine exams, one set of routine x-rays, your cleanings, and your fluoride applications for the 12-month term, plus a 20% member discount on your treatment.

Not included: this is a membership savings plan, not insurance, so it does not pay a third party on your behalf. Certain services are excluded from the 20% discount, including orthodontic services, and other exclusions and limitations may apply. It is a 12-month membership. Our team will always go over the specifics with you before you enroll so there are no surprises.

How to Join

Joining is simple. Call our office at 281-747-9988 or schedule online, and let us know you are interested in the savings plan. We will confirm which membership fits you, go over exactly what is included and what is excluded, and get you enrolled — often at the same visit.

Frequently Asked Questions

Is the savings plan dental insurance?

No. This is not a dental insurance plan. It is a membership savings plan we offer directly to our own patients. There is no deductible, no waiting period, and no coverage percentages — you pay a flat monthly membership fee, your routine visits are included, and you get 20% off your treatment. Nothing is billed to a third-party insurer.

How do I join?

Call us at 281-747-9988 or schedule online and tell us you would like to enroll. We will confirm which of the two plans fits you, review what is included and what is excluded, and sign you up. It is a 12-month membership.

What is not included?

Your membership includes your routine exams, routine x-rays, cleanings, and fluoride for the year, plus 20% off treatment. The 20% discount excludes certain services, including orthodontic services, and other exclusions and limitations may apply. Because it is not insurance, it does not reimburse or pay any outside party. We will walk through the full details with you before you enroll.

Can I use the plan for implants or sedation?

Your 20% member discount applies to your treatment at our office, so members can use it toward care like implant treatment — subject to the plan’s exclusions. Sedation is priced the same for every patient, member or not. Orthodontic services are excluded. For larger treatment, we can also line up financing so the cost is easier to manage.

Which plan should I choose?

It depends on your gum health, which we confirm with a quick exam. The Standard plan ($31/month) is for patients without active gum disease. The Gum Therapy plan ($55/month) is for patients who need more frequent gum-maintenance cleanings. If you are unsure, we will look and recommend the right fit.

In-House Dental Savings Plan in Missouri City, TX